Individual Prepurchase Counseling

After you attend one of our Home Buyer Education Classes, you are eligible for DHOC’s free Individual Prepurchase Counseling.  DHOC offers confidential, professional advice to help you achieve your dream of homeownership.

Our Housing Counselors will work with you to

  • Determine what you can afford
  • Develop a budget and savings plan
  • Find the right mortgage product for your needs
  • Address credit problems that could prevent you from getting a mortgage
  • Create a customized Homeownership Action Plan with specific, manageable steps to help you achieve your goals

As part of the counseling process, DHOC can provide a copy of your merged credit report that includes your credit scores (cost $18 per individual or married couple).

To get started, attend one of our Home Buyer Education Classes.  At the class, you will receive an Individual Counseling Intake Form and complete instructions for pursuing individual counseling.